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How WTF! Uses Your Personal Information
This policy covers how WTF! treats personal information that WTF! collects and receives, including information related
to your past use of WTF! products and services. Personal information is information about you that is personally
identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that WTF! does not own or control, or to people that WTF! does
not employ or manage. In addition, some companies that WTF! has acquired have their own, preexisting privacy policies
which may be viewed on our acquired companies page.
INFORMATION COLLECTION AND USE
WTF! collects personal information when you register with WTF!, when you use WTF! products or services, when you visit
WTF! pages or the pages of certain WTF! partners, and when you enter promotions or contest. WTF! may combine
information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation,
industry, and personal interests. For some financial products and services we might also ask for your address, Social
Security number, and information about your assets. When you register with WTF! and sign in to our services, you are not
anonymous to us.
WTF! collects information about your transactions with us and with some of our business partners, including information
about your use of financial products and services that we offer.
WTF! automatically receives and records information from your computer and browser, including your IP address, WTF!
cookie information, software and hardware attributes, and the page you request.
WTF! uses information for the following general purposes: to customize the advertising and content you see, fulfill your
requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting
for internal and external clients.
WTF! does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
WTF! does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.
INFORMATION SHARING AND DISCLOSURE
WTF! does not rent, sell, or share personal information about you with other people or non-affiliated companies except
to provide products or services you've requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with WTF! under confidentiality agreements.
These companies may use your personal information to help WTF! communicate with you about offers from WTF! and our
marketing partners. However, these companies do not have any independent right to share this information.
We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of
allowing WTF! to collect and use their child's information without consenting to WTF! sharing of this information with
people and companies who may use this information for their own purposes.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal
activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of
We transfer information about you if WTF! is acquired by or merged with another company. In this event, WTF! will notify
WTF! displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may
assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages
18-24 from a particular geographic area.
WTF! does not provide any personal information to the advertiser when you interact with or view a targeted ad. However,
by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption
that you meet the targeting criteria used to display the ad.
WTF! advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage
lenders) and non-financial companies (such as stores, airlines, and software companies).
WTF! works with vendors, partners, advertisers, and other service providers in different industries and categories of
business. For more information regarding providers of products or services that you've requested please read our
detailed reference links.
WTF! may set and access WTF! cookies on your computer.
WTF! lets other companies that show advertisements on some of our pages set and access their cookies on your computer.
Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other
companies do not have access to WTF!'s cookies.
WTF! uses web beacons to access WTF! cookies inside and outside our network of web sites and in connection with WTF!
products and services.
CONFIDENTIALITY AND SECURITY
We limit access to personal information about you to employees who we believe reasonably need to come into contact with
that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal
information about you.
WTF! may update this policy. We will notify you about significant changes in the way we treat personal information by
sending a notice to the primary email address specified in your WTF! account or by placing a prominent notice on our
QUESTIONS AND SUGGESTIONS
If you have questions, suggestions, or wish to make a complaint, please e-mail us at firstname.lastname@example.org
Last Updated: Jan 1, 2013